What book did you read in 2024 that changed your day-to-day life? Jeff, Reuben, and Nicholas answer this question. We sample more of Uncle Joel’s edibles. Today we had Ostrich jerky and gator jerky.

Kyle Miller convinces Reuben to stop investing in mutual funds. He lays out their return (or lack thereof) vs the stock market and how their annual fees end up costing hundreds of thousands of dollars. Kyle explains the difference between an index fund and an index fund and the S&P 500. It’s not that complicated.